1. Agreement Scope

This Merchant Agreement governs the use of PayMyLink services by approved merchants.

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2. Merchant Onboarding

Merchants must complete onboarding and verification processes and provide accurate, current information.

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3. Compliance Obligations

Merchants agree to comply with:

• All applicable local, state, federal, and international laws
• AML, KYC, and sanctions regulations
• Consumer protection and advertising laws
• Payment processor and card network rules

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4. Payments & Settlements

Settlement timing and payout methods depend on the payment processor, transaction risk, and compliance review. PayMyLink does not guarantee instant payouts.

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5. Risk Monitoring

PayMyLink reserves the right to:

• Monitor transactions
• Delay or suspend payouts for review
• Request additional documentation

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6. Termination

Either party may terminate this agreement. PayMyLink may terminate immediately for violations, excessive risk, or regulatory concerns.

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7. Indemnification

Merchants agree to indemnify and hold harmless PayMyLink from claims, losses, or liabilities arising from their products, services, or legal violations.