1. Introduction

Welcome to PayMyLink (“PayMyLink,” “we,” “us,” “our”). PayMyLink provides tools that enable merchants to generate payment links and accept online payments from customers. By accessing or using our services, you agree to these Terms & Conditions.

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2. Eligibility

You must be at least 18 years old and legally capable of entering binding agreements. Businesses must be validly registered and operate in compliance with all applicable laws and regulations.

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3. Services

PayMyLink enables merchants to:

• Create and share payment links
• Accept payments through supported payment methods
• View transaction records and activity

PayMyLink does not sell goods or services, does not act as a marketplace, and does not guarantee merchant performance.

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4. Merchant Responsibilities

Merchants are solely responsible for:

• Accuracy of business information
• Pricing, delivery, and fulfillment of goods or services
• Customer service and dispute resolution
• Compliance with all applicable laws and payment processor rules

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5. Fees

Transaction fees, processing fees, and applicable charges are disclosed prior to use. Fees are non-refundable except where required by law.

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6. Prohibited Activities

Merchants may not use PayMyLink for:

• Illegal, deceptive, or fraudulent activities
• Sale of prohibited or restricted products without authorization
• Money laundering, sanctions violations, or financial crime
• Misrepresentation of products, services, or pricing
• Any activity that violates card network or payment processor policies

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7. Account Suspension or Termination

PayMyLink reserves the right to suspend or terminate accounts due to policy violations, elevated risk, or regulatory requirements.

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8. Limitation of Liability

PayMyLink is not liable for:

• Merchant-customer disputes
• Failure of merchants to deliver goods or services
• Third-party payment processor interruptions